塔拉哈西,佛罗里达州. ——今天, 佛罗里达州经济机会部宣布了超过1,000 small businesses have been awarded more than $49 million from the Florida Small Business Emergency Bridge Loan. 过桥贷款计划, 行政主任管理, 提供短期, 向因新冠肺炎遭受经济损失的小企业提供无息贷款. 另外, DEO announced the availability of business resources to help businesses recovering from the economic impacts resulting from COVID-19.
“We appreciate Governor DeSantis’ steadfast commitment to helping small businesses sustain the economic impacts created by COVID-19,” 佛罗里达州经济机会部执行主任肯·劳森说. “We are proud to stand with Florida businesses by providing them with additional resources during these challenging times. 我们感谢佛罗里达小企业紧急过桥贷款合作伙伴的帮助, 佛罗里达小企业发展中心和佛罗里达第一资本金融公司, 勤奋工作,尽快处理申请并提供贷款.”
自3月17日开始申请以来, DEO收到了超过38份,000申请佛罗里达小企业紧急过桥贷款. 截至周五, 4月10日, 2020, 多于1,000份申请已获批准,总额超过4900万美元.
DEO will continue to review all applications that are received online or postmarked by Monday, 4月13日, 2020. DEO and its Emergency Bridge Loan partners will continue to quickly and efficiently review, approve and provide loans to Florida businesses affected by the economic impacts of COVID-19 until available funds are expended. Businesses who are looking for information about the status of their application should visit www.FloridaJobs.org/COVID-19 and select Check Application Status under Florida Small Business Emergency Bridge Loan to sign-in to your account.
Governor DeSantis and DEO are encouraging businesses to utilize other state and federal business loan resources that are currently available to Florida businesses. 美国.S. Small Business Administration (SBA) offers various loan programs to small businesses including the newly launched 薪水保障计划 and the Debt 救援 Program through the Coronavirus Aid, 救援, 和经济安全法, 也被称为关怀法案, 以及已设立的经济损失灾害贷款. Various state and federal loan programs available to affected businesses include the following:
小企业管理局经济损失灾难贷款和贷款预支计划
The SBA’s Economic Injury Disaster Loan (EIDL) and Loan Advance program provides small businesses with 营运资本 loans up to $2 million that can provide vital economic support to small businesses to help overcome the temporary loss of revenue businesses may be experiencing. EIDL允许预付款高达1万美元.
薪水保障计划
The 薪水保障计划 is a loan designed to provide a direct incentive for small businesses with fewer than 500 employees to keep their workers on the payroll. The program provides eight weeks of cash-flow assistance through 100 percent federally guaranteed loans. SBA will forgive a portion of the loan if all employees are kept on the payroll for eight weeks and the money is used for payroll, 租金, 按揭利息或水电费.
小企业管理局债务减免
The 小企业管理局债务减免 program will provide a reprieve to small businesses as they overcome the challenges created by this health crisis. Under this program the SBA will pay the principal and interest of new 7(a) loans issued prior to September 27, 2020. The SBA will also pay the principal and interest of current 7(a) loans for a period of six months.
重建佛罗里达商业贷款基金
The 重建佛罗里达商业贷款基金 provides financing to assist businesses with resiliency efforts. 这些资金将填补目前可用资金的缺口, 企业可负担得起的资本,可用于购买库存, 建设, 营运资本, 设备融资等.
佛罗里达州小企业贷款计划
The 佛罗里达州小企业贷款计划 is available to qualified businesses that demonstrate adequate historical and/or proposed cash flow coverage and other credit underwriting metrics. 贷款收益必须用于商业目的, 其中包括, 但不限于:启动成本, 营运资本, 业务采购, 特许经营费用, 设备, 库存, 以及购买, 建设 renovation or tenant improvements of an eligible place of business that is not for passive real estate investment purposes. 贷款金额从25万美元到500万美元不等.
黑人商业贷款计划
The Black Business Loan program (BBLP) offers alternative lending solutions to Florida-based black owned small businesses by providing short-term loans and technical assistance.
小额信贷担保项目
The 小额信贷担保项目 is available to stimulate access to credit for entrepreneurs and small businesses in Florida by providing targeted guarantees to loans made to such entrepreneurs and small businesses. Funds appropriated to the program must be reinvested and maintained as a long-term and stable source of funding for the program.
For a comprehensive overview of all federal and state resources available to small businesses impacted by COVID-19, 请访问 Floridajobs.org/COVID-19. You may also call 833-832-4494 for other inquiries regarding the Florida Small Business Emergency Bridge Loan.
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